Affordable Financing Options for Your Home Comfort Project
Upgrade your heating, cooling, water-heater or indoor air-quality system with financing that makes sense. McKellips & Sons is proud to offer access to Michigan Saves financing — so you can move forward today and pay over time.
- Home
- Financing
How the Financing Works
Getting started is simple:
- Choose your service or system upgrade with our team.
- We provide your quote and our Michigan Saves contractor ID.
- You apply for financing and, once approved, we begin work.
Why Financing is a Smart Choice
- No need to wait until you’ve saved the full amount.
- Obtain high-efficiency systems now and start saving on utility bills.
- Flexible loan terms and fixed interest rates available.
- Financing may include equipment, installation, and eligible improvements.
Example Terms You Might Qualify For
- Loan amounts: from $1,000 up to $75,000+ depending on project size.
- Terms up to 10 years or more for amounts $5,000+.
- Rates as low as approx 6.49% APR for qualified borrowers.
- No home equity required in many cases.
Rates and terms vary — approval depends on credit, project details and lender.
What You Can Finance
Eligible measures include (but are not limited to):
- New high-efficiency furnaces and air-conditioners
- Tankless or high-efficiency water heaters
- Indoor air-quality systems (purifiers, filters, ventilation)
- Duct work and piping improvements related to comfort systems
- Other energy-saving upgrades (ask us for details)
Why Choose McKellips & Sons
- Family-owned and operated since 1962
- Qualified & Trained technicians & Installers who know the West Michigan climate
- Local service in Grand Haven, Spring Lake, Muskegon & Norton Shores
- We will walk you through the financing application process step by step
Ready to Get Started?
Take the next step toward a more comfortable, efficient home:
Our team will review your upgrade path and walk you through the financing options available through Michigan Saves.